1. Acceptance of Terms

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Website.

2. Description of Services

The Website provides faith-based online education and resources, including courses, videos, and other materials, aimed at equipping users with financial knowledge and tools.

3. User Responsibilities

• You must be at least 18 years old to use the Website.
• You are responsible for maintaining the confidentiality of your account credentials.
• You agree to use the Website only for lawful purposes.
• You agree not to:
  • Use the Website for any commercial purpose without the Management's prior written consent.
  • Impersonate any person or entity.
  • Upload or transmit any viruses or other harmful code.
  • Interfere with or disrupt the Website's operation.

4. Intellectual Property

The Website and its content are owned by the Company and are protected by intellectual property laws. You agree not to reproduce, distribute, or create derivative works based on the Website's content without the Management's prior written consent.

5. Disclaimer of Warranties

The Website is provided on an "AS IS" basis, without warranties of any kind, either express or implied.

6. Limitation of Liability

The platform is not liable for any damages arising from your use of the Website, including but not limited to:

• Direct, indirect, incidental, special, punitive, or consequential damages.
• Loss of data or profits.
• Damages arising from the use of third-party services or products.

7. Termination

The Company may terminate your access to the Website at any time, with or without cause, with or without notice.

8. Governing Law

These Terms are governed by the laws of Nigeria.

9. Dispute Resolution

Any disputes arising from these Terms or your use of the platform will be resolved through arbitration in accordance with the rules of the Nigerian Arbitration and Conciliation Act.

10. Entire Agreement

These Terms constitute the entire agreement between you and The RICH regarding your use of the Website.

11. Amendments

The Company may amend these Terms at any time, with or without notice.